RYNO OFFERS TAILORED

ONLINE RETAILERS

Liability Cover

Having an online presence is how many small retailers grow their business and customer database. With most people now shopping online, it is even more essential for businesses to adapt to consumer demands. However, having an online business does not mean there are less risks.

some of the risks ONLINE RETAILERS

MAY BE EXPOSED TO INCLUDE:

THIRD PARTY
LIABILITY

LOSS OF GOODS IN TRANSIT

BUSINESS INTERRUPTION

PRODUCT
RECALL

CYBER SECURITY
BREACH

LIABILITY COVER FOR

ONLINE RETAILERS.

Our underwriters are familiar with the risks and exposures faced by online enterprises. With insurance designed especially for small retailers, your clients will be protected and their business secured in the event of a liability claim.

YOUR CLAIM IS OUR PRIORITY

If you need to submit a claim, please notify us and we will do what needs to be done, keeping you informed each step of the way.

IMPORTANT DOCUMENTS

POLICY WORDING

PROPOSAL FORMS

BRAND ASSETS

CLAIM EXAMPLES

Your client’s backend system was hacked by a malicious software. Customer information and their credit card details have been compromised, and orders made and paid through the website are lost. The business is forced to temporarily shut while the issue is being fixed, and management receives backlash from unhappy customers about the delay of their order.

Your client runs a solely online business with a small team of staff. She arrives to work one day to find all the laptops have been stolen from the office. The business is unable to continue regular operations and staff are forced to set up their personal laptops for work use. With a proper insurance plan, your client will be able to make a claim to replace the stolen laptops, along with other damages and compensation to her business arising from the incident.

Your client’s customer service team received an enquiry about the ingredients used in one of the brand’s beauty products. The team member handling the enquiry was not entirely sure about her answer, but assures the customer that it is safe for her to use. The customer experienced adverse reaction to the product and lodges a complaint against the company for providing careless advice and demands compensation.

SUBSCRIBE TO OUR NEWSLETTER

Join our mailing list for the latest news, updates and useful information.

Ryno Underwriting is a specialist division of East West Insurance Brokers Pty Ltd ABN 83 010 630 092, 
Australian Financial Services Licence No. 230041. 

© 2019 Ryno Underwriting | Terms of use