RYNO OFFERS TAILORED

HANDMADES

Liability Cover

Handmades like arts and crafts, jewellery, and knitted goods make up a multitude of small business retailers around Australia. Starting up a handicraft business is a labour of love for many, so it is even more essential to protect the business with a suitable liability cover. 

some of the risks handmades and handicraft businesses

MAY BE EXPOSED TO INCLUDE:

THIRD PARTY
LIABILITY

LOSS OF GOODS TO
THEFT OR DAMAGE

DAMAGE TO THE
WORKSPACE

REPLACEMENT OF TOOLS OR EQUIPMENT

LIABILITY COVER FOR

SMALL RETAILERS SELLING HANDMADE GOODS.

We know businesses in this industry require specialised insurance, and that no two businesses are the same. Our underwriters understand the product liability exposures small retailers face, and will work with you to determine an appropriate liability package for your client.

YOUR CLAIM IS OUR PRIORITY

If you need to submit a claim, please notify us and we will do what needs to be done, keeping you informed each step of the way.

IMPORTANT DOCUMENTS

POLICY WORDING

PROPOSAL FORMS

BRAND ASSETS

CLAIM EXAMPLES

Your client’s home studio was broken into and $2,000 worth of handmade porcelain goods were taken, including items that have been fully paid for by customers. Your client makes a claim on his insurance to reimburse his customers for the cost of the goods.

Your client, who operates from a home office, was forced to evacuate her studio after receiving extreme weather warnings from the local authorities. She had to leave most of her work equipment behind, which is now lost in the aftermath of the disaster. She is unable to continue working and has to turn down new job requests until her equipment is replaced.

Your client is a silversmith who designs made-to-order custom jewellery. A customer who ordered a diamond engagement ring lodges a dispute against your client for faulty workmanship, after the diamond had fallen off within a day of receiving the ring. Your client has to replace the ring which costs over $10,000.

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Ryno Underwriting is a specialist division of East West Insurance Brokers Pty Ltd ABN 83 010 630 092, 
Australian Financial Services Licence No. 230041. 

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