RYNO OFFERS TAILORED

ACCOMMODATION

Liability Cover

When setting up an accommodation business, it is a necessary and important step to ensure the business is protected against unforeseen events.

SOME OF THE RISKS ACCOMMODATION BUSINESSES

MAY BE EXPOSED TO INCLUDE:

THIRD PARTY LIABILITY CLAIMS

BUSINESS INTERRUPTION

DAMAGE ON THE PREMISE

CYBER SECURITY BREACH

MACHINERY BREAKDOWN

LIABILITY COVER FOR

MOTEL, BED & BREAKFASTS, BOARDING HOUSES AND STUDENT HOUSES

While many accommodations are generally listed in the same bracket, we know that each business is different and that the cover required varies according to their needs.

Care, Custody & Control Up to $250,000

Inn Keepers' Liability
Up To $100,000

Errors & Omissions
Up To $250,000

Limits Up
To $20M

Competitive Premiums And Deductibles

YOUR CLAIM IS OUR PRIORITY

If you need to submit a claim, please notify us and we will do what needs to be done, keeping you informed each step of the way.

IMPORTANT DOCUMENTS

POLICY WORDING

PROPOSAL FORMS

BRAND ASSETS

CLAIM EXAMPLES

Your client’s bed & breakfast is undergoing minor repairs when a guest suddenly trips on a machine wire and falls, resulting in a fractured arm. The guest decides to take legal action against your client for negligence for untaken preventive measures and seek compensation for her injury.

Your client runs a busy motel in regional Victoria. During a season of intense drought, a bushfire breaks out within the area and your client’s motel is devastated by the flames. This incident has led to a complete loss of the premise and the contents within it, affecting business continuity. The hotel’s guests and their belongings are also impacted.

Your client operates a popular student accommodation in a metropolitan area. The success of your client’s accommodation business has built a positive reputation amongst international students. One day, a staff member unknowingly installs a ransomware that now has access to confidential information about your client’s guests since the business began operation.

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Ryno Underwriting is a specialist division of East West Insurance Brokers Pty Ltd ABN 83 010 630 092, 
Australian Financial Services Licence No. 230041. 

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